Write to Attorny General

April 26, 2007

AZ Attorney General

Your Address:

I have written letters as well as online complaints with FTC and AZ Attorney Generals office regarding this matter before. I am including those letters with this one. None of the companies involved with this matter is answering my questions. It seems that they just want my money.

The law offices of Jerold Kaplan filed the complaint against me but never provided any documentation as to how they came up with the total amount. MBNA –now Bank of America never responded to any of my letters. NCO Portfolio Management bought my balance from MBNA and never sent me a letter saying so. What are my options? As a consumer I am stuck dealing with three companies that don’t seem to care except the money.

I cannot get a mortgage for my family until this matter is resolved. I cannot get a decent credit from any bank. What can I do? All I read about online is the shady business that NCO is doing with consumers and Jerold Kaplan violating the Fair Debt Collection Practices Act.

After a year of no responses from any one, I have come to conclude that I am a victim and my rights as a consumer has been violated.

Thank you,

Who to Contact

Type of Business:

Contact:

Consumer reporting agencies, creditors and others not listed below

Federal Trade Commission:
Consumer Response Center – FCRA
Washington, DC 20580 1 877 382 4357

National banks, federal branches/agencies of foreign banks (word “National” or initials “N.A.” appear in or after bank’s name)

Office of the Comptroller of the Currency
Compliance Management, Mail Stop 6-6
Washington, DC 20219 1 800 613 6743

Federal Reserve System member banks (except national banks, and federal branches/agencies of foreign banks)

Federal Reserve Board
Division of Consumer & Community Affairs
Washington, DC 20551 1 202 452 3693

Savings associations and federally chartered savings banks (word “Federal” or initials “F.S.B.” appear in federal institution’s name)

Office of Thrift Supervision
Consumer Complaints
Washington, DC 20552 1 800 842 6929

Federal credit unions (words “Federal Credit Union” appear in institution’s name)

National Credit Union Administration
1775 Duke Street
Alexandria, VA 22314 1 703 519 4600

State-chartered banks that are not members of the Federal Reserve System

Federal Deposit Insurance Corporation
Consumer Response Center
2345 Grand Avenue, Suite 100
Kansas City, Missouri 64108-2638 1 877 275 3342

Air, surface, or rail common carriers regulated by former Civil Aeronautics Board or Interstate Commerce Commission

Department of Transportation
Office of Financial Management
Washington, DC 20590 1 202 366 1306

Activities subject to the Packers and Stockyards Act, 1921

Department of Agriculture
Office of Deputy Administrator – GIPSA
Washington, DC 20250 1 202 720 7051