Dear bank,

Dear Bank,

I just received a letter from you stating that I owe you $105.18 – due to you keep charging me for some reason.

I have closed my account with you over two months ago. Why have you kept it open and fraudulently charging me $30 every time. I walked into 16th St and Southern Branch and closed it personally – withdrew my funds and that was the end of it. Stop sending me letters saying I owe you.

The only thing I owe you is the loan I have with you and nothing more.

I am not responsible for any charges your are claiming on me after I have closed my account. You should check to see why the person I talked to – did not close my account.

Thank you,